Three products. Not as a starter kit you graduate from — as a complete routine that most people never need to exceed. Here is what they are, what to add if you have a specific problem, and what to ignore.

The three

A cleanser that doesn't leave your skin tight. That's the entire specification. If your face feels stripped ten minutes after washing, the cleanser is wrong, regardless of price or claims. Non-foaming or low-foaming options suit most people. Once a day is enough for dry skin; twice for oily.

A moisturiser. Any product combining a humectant, an emollient, and an occlusive. Ceramide creams are a reliable default. In winter, or if your skin is very dry, plain petrolatum over the top at night outperforms most things sold for the purpose.

Broad-spectrum sunscreen, SPF 30 or higher. The highest-value item on this list by a considerable margin, and the one where the specification that matters isn't on the label. It's whether you like it enough to apply a full amount, daily, for years. A sunscreen you find unpleasant is a sunscreen you'll under-apply, and under-application is the dominant failure mode. Try several. Spend more here than anywhere else if you're going to spend more anywhere.

Total cost, if you shop at the bottom of each range, is under fifty dollars for several months. This routine outperforms most nine-step ones.

Add one thing, if you have a target

Only after the three are established, and only one at a time, with twelve weeks before you assess or add another.

The problemThe addition
AcneAdapalene, available without prescription in some markets and inexpensive where it is. Otherwise benzoyl peroxide or salicylic acid.
Texture, fine lines, general ageingA retinoid. Start twice weekly.
PigmentationA retinoid or azelaic acid, plus rigorous daily sunscreen — without which nothing else works.
Persistent rednessAzelaic acid.
Rough, bumpy arms or legsUrea or lactic acid lotion.

Adapalene deserves particular mention as the best value in the category: a prescription-strength retinoid, sold over the counter in several markets, with a stronger evidence base than most cosmetic retinol serums costing five times more.

Optional, and honestly optional

A dedicated makeup remover or first cleanse, if you wear heavy makeup or sunscreen and find one cleanse insufficient. An occlusive balm for winter. An eye cream, which is generally a moisturiser in a smaller container at a higher price per millilitre — but if having one means you apply something around your eyes, that's a fine reason to own it.

Skip

Toners, essences, ampoules, and hydrating mists as additions to a routine that already contains a moisturiser. They're duplicating a job that's already being done, and each one adds ingredient exposure, cost, and another suspect if something goes wrong.

Also skip anything sold on an ingredient you've never encountered outside its own marketing.